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Health scheme under RSBY launched

(Right) DGLW, Anil Swarup at the workshop on National Health Insurance Scheme at Hotel Saramati Monday, Dimapur (NP)
Staff Reporter, DIMAPUR, Nov 17:
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Published on 18 Nov. 2008 12:39 AM IST
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State level workshop on Rashtriya Swasthya Bima Yojana (National Health insurance Scheme) was officially launched Monday at Dimapur with Director General, Labour Welfare (DGLW), Anil Swarup as the main felicitator of the programme. Addressing the occasion Swarup emphasized that health scheme would benefit the BPL people in the long run, however, he said would require a lot of work and commitment from the district administration, health workers, NGO’s, hospitals both public and private enterprise. Talking to presspersons, DGLW highlighted about the benefits of the scheme, especially for people, who live below poverty line. He stated that under the scheme BPL families in the unorganized sector would be covered in the next five years under health insurance scheme. As per the scheme, government of India would contribute 90 percent of the annual premium and the state governments would contribute 10 percent, however, the administrative cost would be borne by the concern state governments. DGLW underlined that total sum insured would be Rs.30, 000 per family (a unit of five) per annum on a family floater basis. The scheme would cover all pre-existing diseases, in case of hospitalization expenses, taking care of the most of the illnesses with as least exclusions as possible. In addition to that Rs.100 per visit would be paid by the hospital to the patient with an overall limit of Rs.1000 per annum. He also informed that about 6 lakhs cards have been issued so far and about 60 million cards would be issued under RSBY during the next five years. Swarup pointing out that unlike previous schemes, administered by central and state government, where the beneficiaries did not have option to select service delivery point under RSBY, said now the beneficiary can choose the hospitals from a list of hospitals, including private hospitals, for seeking treatment. A key management system is being evolved by national informatics centre to ensure that smart cards are fully secure and there was no scope of cards being duplicated or being misused, he pointed out. Earlier, joint secretary to the government of Nagaland, K. Miasalhou delivered the welcome address. He also acknowledged that the scheme which was launched on April 1 last was still evolving. Others who attended the workshop included DC Dimapur, various health workers, doctors, labour officers from various districts, hospitals and NGO’s from various quarters. The scheme, first of its kind launched in Northeast, would work completely on smart card, which would be cashless and paperless.

 
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