All motor vehicles owners have been informed that it was mandatory for every motor vehicles used in public place, other than vehicles belonging to central/state government and used for government purposes unconnected with any commercial enterprise, to have third party insurance coverage under the section 146 of the Motor Vehicles Act, 1988.
Whoever drives a motor vehicle or allows a motor vehicle to be driven in contravention of the provisions of the act shall be punishable with improvement, which may extend to three months, or with fine, which may extend up to `1000/- or with both.
Transport commissioner, H. Achumi has informed all vehicle owners to insure their vehicles against 3rd Party Liability Risk as was required under the Act. Police and enforcement personnel of the Motor Vehicles Department would regularly conduct checking to ensure strict compliance of the provision of the Act.
The compulsory insurance against 3rd Party risk is for the general interest of all road users, including the owners and the drivers, as the insurance company shall bear compensation for loss for any eventually like loss of property, death or injury that may arise out of the use of vehicle.
Vehicle owners are to approach any of the following insurance companies in the state for the 3rd Party Liability risk, which the insurance companies are bound to honour.
Insurance companies include: divisional manager, New India Assurance Co. Ltd. Circular Road, Dimapur; divisional manager, Oriental Insurance Co. Ltd. Church Road, Dimapur; branch manager, National Insurance Co. Ltd. Dhobinala, Dimapur; branch manager, United India Insurance Co. Ltd. Church Road, Dimapur and branch manager, Oriental Insurance Co. Ltd. Kohima.